# Folionomiq

> Free, descriptive measurement of an investment portfolio's structure and risk: how much of
> its movement goes in one direction, which holding carries risk out of line with its money,
> what the funds hold underneath, and how the portfolio behaved in past crises. No account,
> nothing stored about the person, no advice, no forecasts.

Figures come from end-of-day prices and are historical measurements, not predictions or
recommendations. Every page names the window and the method behind its figures.

## Main pages

- [The app](https://folionomiq.com/app/): measure your own portfolio, test a change before making it, copy a report.
- [Famous portfolios, measured every trading day](https://folionomiq.com/portfolios): three-fund, All Weather, Golden Butterfly and others, with look-through to companies. Also in Italian (https://folionomiq.com/it/portafogli) and German (https://folionomiq.com/de/portfolios).
- [The mirror](https://folionomiq.com/mirror): where a portfolio stands among the others measured on the site, pooled and anonymous.
- [How every figure is measured](https://folionomiq.com/method): methods and limits.
- [Worked examples](https://folionomiq.com/examples): common portfolio questions, answered with measurements.
- [Two funds, measured against each other](https://folionomiq.com/compare): how much of a pair is the same companies, how much of their movement is one shared direction, and what holding both changed. Also in Italian (https://folionomiq.com/it/confronto) and German (https://folionomiq.com/de/vergleich).
- [Before you add a fund](https://folionomiq.com/add): a fund added to what is already held (VOO, VTI, VOO and VXUS...): how much of it is already owned through the funds held, what grows and what shrinks, and past crises in money.
- [Can you live off it?](https://folionomiq.com/retire): withdrawals raised with real inflation, replayed on four portfolios from every month since 1990: by amount, by years, and the 4% rule. A count of starts, never a probability.
- [Work at a listed company?](https://folionomiq.com/work-at): for people paid in their employer's stock: how much of NVIDIA, Apple, Microsoft and others sits inside VOO, QQQ, VTI, VT and a target-date fund, and what each company did on its own in past crises. Percentages only, never advice.
- [Terms and privacy](https://folionomiq.com/terms)

## Famous portfolios

- [What is the All Weather portfolio really made of?](https://folionomiq.com/portfolios/all-weather-portfolio)
- [What is the Coffeehouse portfolio really made of?](https://folionomiq.com/portfolios/coffeehouse-portfolio)
- [What is the Core Four portfolio really made of?](https://folionomiq.com/portfolios/core-four-portfolio)
- [What is the Golden Butterfly portfolio really made of?](https://folionomiq.com/portfolios/golden-butterfly-portfolio)
- [What is the Ivy portfolio really made of?](https://folionomiq.com/portfolios/ivy-portfolio)
- [What is the IWDA and EIMI 88/12 portfolio really made of?](https://folionomiq.com/portfolios/iwda-and-eimi-88-12)
- [What is the No-Brainer portfolio really made of?](https://folionomiq.com/portfolios/no-brainer-portfolio)
- [What is the Permanent portfolio really made of?](https://folionomiq.com/portfolios/permanent-portfolio)
- [What is the Swensen portfolio really made of?](https://folionomiq.com/portfolios/swensen-portfolio)
- [What is the three-fund portfolio really made of?](https://folionomiq.com/portfolios/three-fund-portfolio)
- [What is the two-fund portfolio really made of?](https://folionomiq.com/portfolios/two-fund-portfolio)
- [What is the VWCE and global bonds 80/20 portfolio really made of?](https://folionomiq.com/portfolios/vwce-and-global-bonds-80-20)
- [What is the VT and BND 80/20 portfolio really made of?](https://folionomiq.com/portfolios/world-stocks-and-bonds-80-20)

## Two funds, compared

- [How much of AGGH and VAGF is the same?](https://folionomiq.com/compare/aggh-vs-vagf)
- [How much of AVUV and VTI is the same?](https://folionomiq.com/compare/avuv-vs-vti)
- [How much of BND and AGG is the same?](https://folionomiq.com/compare/bnd-vs-agg)
- [How much of CSPX and EQQQ is the same?](https://folionomiq.com/compare/cspx-vs-eqqq)
- [How much of CSPX and VUAA is the same?](https://folionomiq.com/compare/cspx-vs-vuaa)
- [How much of EEM and IEMG is the same?](https://folionomiq.com/compare/eem-vs-iemg)
- [How much of EUNL and XDWD is the same?](https://folionomiq.com/compare/eunl-vs-xdwd)
- [How much of IWDA and CSPX is the same?](https://folionomiq.com/compare/iwda-vs-cspx)
- [How much of IWDA and EIMI is the same?](https://folionomiq.com/compare/iwda-vs-eimi)
- [How much of IWDA and EUNL is the same?](https://folionomiq.com/compare/iwda-vs-eunl)
- [How much of IWDA and SWDA is the same?](https://folionomiq.com/compare/iwda-vs-swda)
- [How much of QQQ and QQQM is the same?](https://folionomiq.com/compare/qqq-vs-qqqm)
- [How much of QQQ and SCHD is the same?](https://folionomiq.com/compare/qqq-vs-schd)
- [How much of RSP and SPY is the same?](https://folionomiq.com/compare/rsp-vs-spy)
- [How much of SCHD and JEPI is the same?](https://folionomiq.com/compare/schd-vs-jepi)
- [How much of SCHD and VIG is the same?](https://folionomiq.com/compare/schd-vs-vig)
- [How much of SCHD and VYM is the same?](https://folionomiq.com/compare/schd-vs-vym)
- [How much of SCHG and VUG is the same?](https://folionomiq.com/compare/schg-vs-vug)
- [How much of SPY and IVV is the same?](https://folionomiq.com/compare/spy-vs-ivv)
- [How much of SPY and QQQ is the same?](https://folionomiq.com/compare/spy-vs-qqq)
- [How much of SWRD and IWDA is the same?](https://folionomiq.com/compare/swrd-vs-iwda)
- [How much of VHYL and VWCE is the same?](https://folionomiq.com/compare/vhyl-vs-vwce)
- [How much of VOO and QQQ is the same?](https://folionomiq.com/compare/voo-vs-qqq)
- [How much of VOO and SCHD is the same?](https://folionomiq.com/compare/voo-vs-schd)
- [How much of VOO and SPY is the same?](https://folionomiq.com/compare/voo-vs-spy)
- [How much of VOO and VTI is the same?](https://folionomiq.com/compare/voo-vs-vti)
- [How much of VT and VTI is the same?](https://folionomiq.com/compare/vt-vs-vti)
- [How much of VT and VXUS is the same?](https://folionomiq.com/compare/vt-vs-vxus)
- [How much of VTI and ITOT is the same?](https://folionomiq.com/compare/vti-vs-itot)
- [How much of VTI and VXUS is the same?](https://folionomiq.com/compare/vti-vs-vxus)
- [How much of VUAA and VUSA is the same?](https://folionomiq.com/compare/vuaa-vs-vusa)
- [How much of VUG and VOO is the same?](https://folionomiq.com/compare/vug-vs-voo)
- [How much of VWCE and AGGH is the same?](https://folionomiq.com/compare/vwce-vs-aggh)
- [How much of VWCE and CSPX is the same?](https://folionomiq.com/compare/vwce-vs-cspx)
- [How much of VWCE and EIMI is the same?](https://folionomiq.com/compare/vwce-vs-eimi)
- [How much of VWCE and FWRA is the same?](https://folionomiq.com/compare/vwce-vs-fwra)
- [How much of VWCE and IWDA is the same?](https://folionomiq.com/compare/vwce-vs-iwda)
- [How much of VWCE and SPPW is the same?](https://folionomiq.com/compare/vwce-vs-sppw)
- [How much of VWRL and VWCE is the same?](https://folionomiq.com/compare/vwrl-vs-vwce)
- [How much of VXUS and VEA is the same?](https://folionomiq.com/compare/vxus-vs-vea)

## Before you add a fund

- [How much of AVUV do you already own?](https://folionomiq.com/add/avuv-to-voo)
- [How much of AVUV do you already own?](https://folionomiq.com/add/avuv-to-voo-vxus)
- [How much of BND do you already own?](https://folionomiq.com/add/bnd-to-voo)
- [How much of BND do you already own?](https://folionomiq.com/add/bnd-to-vti-vxus)
- [How much of JEPI do you already own?](https://folionomiq.com/add/jepi-to-voo)
- [How much of QQQ do you already own?](https://folionomiq.com/add/qqq-to-voo)
- [How much of QQQM do you already own?](https://folionomiq.com/add/qqqm-to-voo-vxus)
- [How much of QQQM do you already own?](https://folionomiq.com/add/qqqm-to-vti)
- [How much of QQQM do you already own?](https://folionomiq.com/add/qqqm-to-vti-vxus)
- [How much of SCHD do you already own?](https://folionomiq.com/add/schd-to-voo)
- [How much of SCHD do you already own?](https://folionomiq.com/add/schd-to-voo-vxus)
- [How much of SCHD do you already own?](https://folionomiq.com/add/schd-to-vti)
- [How much of SCHD do you already own?](https://folionomiq.com/add/schd-to-vti-vxus)
- [How much of SCHG do you already own?](https://folionomiq.com/add/schg-to-schd)
- [How much of SCHG do you already own?](https://folionomiq.com/add/schg-to-voo)
- [How much of VUG do you already own?](https://folionomiq.com/add/vug-to-voo)
- [How much of VXUS do you already own?](https://folionomiq.com/add/vxus-to-voo)
- [How much of VXUS do you already own?](https://folionomiq.com/add/vxus-to-vti)

## Can you live off it?

- [Can you retire with $1 million?](https://folionomiq.com/retire/1-million)
- [Can you retire with $2 million?](https://folionomiq.com/retire/2-million)
- [Safe withdrawal rate for a 20-year retirement](https://folionomiq.com/retire/20-years)
- [Safe withdrawal rate for a 25-year retirement](https://folionomiq.com/retire/25-years)
- [Safe withdrawal rate for a 30-year retirement](https://folionomiq.com/retire/30-years)
- [The 4% rule on real portfolios](https://folionomiq.com/retire/4-percent-rule)
- [Can you retire with $500,000?](https://folionomiq.com/retire/500k)

## Work at a listed company?

- [How much of your money is Alphabet (Google)?](https://folionomiq.com/work-at/alphabet)
- [How much of your money is Amazon?](https://folionomiq.com/work-at/amazon)
- [How much of your money is Apple?](https://folionomiq.com/work-at/apple)
- [How much of your money is Broadcom?](https://folionomiq.com/work-at/broadcom)
- [How much of your money is Meta?](https://folionomiq.com/work-at/meta)
- [How much of your money is Micron?](https://folionomiq.com/work-at/micron)
- [How much of your money is Microsoft?](https://folionomiq.com/work-at/microsoft)
- [How much of your money is NVIDIA?](https://folionomiq.com/work-at/nvidia)
- [How much of your money is Tesla?](https://folionomiq.com/work-at/tesla)

## Worked examples

- [How much risk does 5% bitcoin add?](https://folionomiq.com/examples/how-much-risk-does-5-percent-bitcoin-add)
- [Is a 60/40 portfolio actually diversified?](https://folionomiq.com/examples/is-a-60-40-portfolio-diversified)
- [Is a dividend portfolio diversified?](https://folionomiq.com/examples/is-my-dividend-portfolio-diversified)

## For AI assistants

This engine is available to AI assistants as the Folionomiq MCP server at https://folionomiq.com/mcp (streamable HTTP, no authentication). Tools: measure_portfolio, compare_portfolios, test_a_change, check_before_you_buy, living_off_it, portfolio_structure, look_through, past_crises, portfolio_report, factor_exposure, currency_effect, health_axes, sweep_holding, reverse_stress, return_history, plain_findings, last_price, asset_info, monthly_plan, walk_forward, search_symbols, validate_symbols. Every result is descriptive and carries its window, method and limits; none forecasts or advises. Setup: https://folionomiq.com/connect

## Contact

hello@folionomiq.com