Do VTI, VXUS and BND hold the same companies?

No. BND holds bonds, not company shares, so none of it is companies VTI and VXUS already hold.

What does BND add to VTI and VXUS?

Measured on $10,000 with $2,000 of BND added: no company's share of the money moves by more than 0.05%.

What did holding BND as well do in Financial crisis, 2008?

$10,000 in VTI and VXUS fell −57.0% (−$5,697); with $2,000 of BND added, the $12,000 fell −49.4% (−$5,931), measured on the same days.

Folionomiq

How much of BND do you already own?

BND is bonds: none of it is companies VTI and VXUS already hold.

Measured on $10,000 in VTI and VXUS (70/30), adding $2,000 of BND.

Daily prices since Apr 1996, the funds' own SEC filings. What happened, not a forecast.

Check it with what you hold

SEC filings of the funds · daily prices since Apr 1996 · method →

Measured on 2026-11-09

BND holds bonds, not company shares: its own filing says so. The figures below are measured from prices.

What grows in your portfolio, and what shrinks

Shrinks

NVIDIA 4.4% → 3.7%
Apple 4.1% → 3.4%
Alphabet 3.6% → 3.0%

The companies' share of all your money, before and after adding $2,000 of BND, seen through the funds.

The crises, in money

Crisis	$10,000 in VTI and VXUS as it is	With $2,000 of BND ($12,000)
2022, rising rates	−26.0% (−$2,601)	−24.2% (−$2,901)
COVID, 2020	−34.5% (−$3,451)	−29.4% (−$3,528)
Late 2018	−18.5% (−$1,854)	−15.3% (−$1,841)
February 2018	−9.9% (−$986)	−8.4% (−$1,010)
China, August 2015	−15.9% (−$1,589)	−12.9% (−$1,554)
US downgrade, 2011	−21.4% (−$2,143)	−17.5% (−$2,095)
Financial crisis, 2008	−57.0% (−$5,697)	−49.4% (−$5,931)
Dot-com crash, 2000–02	−48.4% (−$4,844)	−39.6% (−$4,756)
Russia and LTCM, 1998	−21.9% (−$2,186)	−18.0% (−$2,158)
Asian crisis, 1997	−9.8% (−$979)	−8.1% (−$976)

Peak to trough inside each crisis, on the same days for both columns. Only crises the whole history covers are shown: the shared record starts Apr 1996, when the youngest fund began. With more money in, the loss in dollars can grow even when the percentage falls.

How much you add changes it

You add	VTI's share of the risk	Fall in Financial crisis, 2008
$1,000 (10%)	72%	−53.0%
$2,500 (25%)	72%	−47.8%
$5,000 (50%)	71%	−40.8%

Each row measured on its own, on the same record as the rest of this page.

Questions people ask

Do VTI, VXUS and BND hold the same companies?: No. BND holds bonds, not company shares, so none of it is companies VTI and VXUS already hold.
What does BND add to VTI and VXUS?: Measured on $10,000 with $2,000 of BND added: no company's share of the money moves by more than 0.05%.
What did holding BND as well do in Financial crisis, 2008?: $10,000 in VTI and VXUS fell −57.0% (−$5,697); with $2,000 of BND added, the $12,000 fell −49.4% (−$5,931), measured on the same days.

What this does not say

Every figure is measured on past prices. It is not a forecast of returns or losses.
The overlap is measured through the holdings the funds file, and is a floor: the real figure is at least this.
Whether to add BND depends on things not measured here: costs at your broker, taxes, and the rest of your money. This page does not say whether to buy anything, and it is not advice.
VTI before 2001-06-15 is measured on the daily moves of VTSMX, an older fund on the same index (CRSP US Total Market), from 1992-04-27. VXUS before 2011-01-28 is measured on the daily moves of VGTSX, an older fund on the same index (FTSE Global All Cap ex US), from 1996-04-29. BND before 2007-04-10 is measured on the daily moves of VBMFX, an older fund on the same index (Bloomberg US Aggregate Float Adjusted), from 1990-01-02. Those years describe the older funds, not the younger ones' own records. Older crises may still lie outside the window.

Check it with what you hold

Your own amounts, your own funds: the same measurement, and nothing saved on our side.

Check it with what you hold

Other funds people add

VTI, VXUS and SCHD: how much of SCHD you already own VTI, VXUS and QQQM: how much of QQQM you already own VOO and SCHD together: how much of SCHD you already own VOO and QQQ together: how much of QQQ you already own VOO and VXUS together: how much of VXUS you already own VOO and SCHG together: how much of SCHG you already own All of them →Retiring on it? Withdrawals replayed since 1990 →

Measured 1996-04-29 to 2026-11-09 in USD, from Yahoo Finance prices and the funds' own filings. Descriptive: this page reports what these funds have done and what they hold. It does not forecast returns or losses, it does not say what to buy, and it is not advice. How every figure is measured. Terms and privacy: /terms. If a figure looks wrong: [email protected].