Do VTI and SCHD hold the same companies?

At least 86% of SCHD is companies VTI already holds, led by Qualcomm, Texas Instruments, UnitedHealth. We read 98% of SCHD's money in its SEC filing: the real share is at least this.

What does SCHD add to VTI?

Measured on $10,000 with $2,000 of SCHD added: more weight in Qualcomm, Texas Instruments, UnitedHealth, less in NVIDIA, Apple, Alphabet. Real bets go from 1.0 to 1.1.

What did holding SCHD as well do in COVID, 2020?

$10,000 in VTI fell −35.0% (−$3,500); with $2,000 of SCHD added, the $12,000 fell −34.6% (−$4,156), measured on the same days.

← Folionomiq

SEC filings of the funds · daily prices since Oct 2011 · method →

VTI and SCHD together: how much of SCHD you already own

86% of SCHD is companies VTI already holds.

Measured on $10,000 in VTI, adding $2,000 of SCHD.

Check it with what you hold

Measured on 2026-09-25

The same companies

The largest ones both hold: Qualcomm, Texas Instruments, UnitedHealth, Coca-Cola, Merck.

At least 86%: we read 98% of SCHD's money in its SEC filing, and 82% of VTI's.

What grows in your portfolio, and what shrinks

Grows

Qualcomm 0.3% → 1.3%
Texas Instruments 0.4% → 1.3%
UnitedHealth 0.5% → 1.3%
Coca-Cola 0.4% → 1.0%
Verizon 0.2% → 0.8%

Shrinks

NVIDIA 6.4% → 5.3%
Apple 5.9% → 4.9%
Alphabet 5.2% → 4.3%

The companies' share of all your money, before and after adding $2,000 of SCHD, seen through the funds.

Real bets

Before: 1.0. After: 1.1. SCHD moves with what you hold most of the time, so it adds little that moves on its own.

The crises, in money

Crisis	$10,000 in VTI as it is	With $2,000 of SCHD ($12,000)
2022, rising rates	−25.4% (−$2,536)	−23.8% (−$2,851)
COVID, 2020	−35.0% (−$3,500)	−34.6% (−$4,156)
Late 2018	−20.0% (−$2,005)	−19.5% (−$2,343)
February 2018	−9.8% (−$984)	−10.0% (−$1,196)
China, August 2015	−14.0% (−$1,405)	−13.0% (−$1,556)

Peak to trough inside each crisis, on the same days for both columns. Only crises the whole history covers are shown: the shared record starts Oct 2011, when the youngest fund began. With more money in, the loss in dollars can grow even when the percentage falls.

How much you add changes it

You add	Real bets	VTI's share of the risk	Fall in COVID, 2020
$1,000 (10%)	1.2	93%	−34.8%
$2,500 (25%)	1.1	83%	−34.6%
$5,000 (50%)	1.0	70%	−34.3%

Each row measured on its own, on the same record as the rest of this page.

Questions people ask

Do VTI and SCHD hold the same companies?: At least 86% of SCHD is companies VTI already holds, led by Qualcomm, Texas Instruments, UnitedHealth. We read 98% of SCHD's money in its SEC filing: the real share is at least this.
What does SCHD add to VTI?: Measured on $10,000 with $2,000 of SCHD added: more weight in Qualcomm, Texas Instruments, UnitedHealth, less in NVIDIA, Apple, Alphabet. Real bets go from 1.0 to 1.1.
What did holding SCHD as well do in COVID, 2020?: $10,000 in VTI fell −35.0% (−$3,500); with $2,000 of SCHD added, the $12,000 fell −34.6% (−$4,156), measured on the same days.

What this does not say

Every figure is measured on past prices. It is not a forecast of returns or losses.
The overlap is measured through the holdings the funds file, and is a floor: the real figure is at least this.
Whether to add SCHD depends on things not measured here: costs at your broker, taxes, and the rest of your money. This page does not say whether to buy anything, and it is not advice.

Check it with what you hold

Your own amounts, your own funds: the same measurement, and nothing saved on our side.

Check it with what you hold

Other funds people add

VTI and VXUS together: how much of VXUS you already own VTI and QQQM together: how much of QQQM you already own VOO and SCHD together: how much of SCHD you already own VOO and QQQ together: how much of QQQ you already own VOO and VXUS together: how much of VXUS you already own VOO and SCHG together: how much of SCHG you already own All of them →Retiring on it? Withdrawals replayed since 1990 →

Measured 2011-10-20 to 2026-09-25 in USD, from Yahoo Finance prices and the funds' own filings. Descriptive: this page reports what these funds have done and what they hold. It does not forecast returns or losses, it does not say what to buy, and it is not advice. How every figure is measured. Terms and privacy: /terms. If a figure looks wrong: [email protected].