What is the Coffeehouse portfolio really made of?

7 holdings. Together they swing like 1.5 separate bets. VNQ is 10% of the money and 20% of the risk.

Daily prices, 26 Jul 2007 to 6 Nov 2026. What happened, not a forecast.

Bill Schultheis’s Coffeehouse portfolio: 40% bonds and six stock funds of 10% each.

Measured on 2026-11-06

What it is made of

Company	Share of everything	Through
VRTPX	1.5%	VNQ 1.5%
WELL	0.9%	VNQ 0.9% · VOO 0.0%
PLD	0.8%	VNQ 0.7% · VTV 0.0% · VOO 0.0%
NVDA	0.8%	VOO 0.8%
MU	0.7%	VTV 0.5% · VOO 0.2%
AAPL	0.7%	VOO 0.7%

This table names the companies behind 58% of the money. The rest is held too, in positions this measurement could not name.

Where the risk sits

Holding	Money	Risk	Ratio
VNQ	10%	20%	1.97
VBR	10%	17%	1.74
VB	10%	17%	1.71
VEA	10%	15%	1.47
VOO	10%	14%	1.42
VTV	10%	14%	1.42
BND	40%	3%	0.07

Since last week

Separate bets: 1.5 (a week earlier 1.5). Largest company: VRTPX 1.5% (a week earlier VRTPX 1.5%). Volatility over the whole window: 12.8% (a week earlier 12.8%).

The reading, in full

PORTFOLIO: Coffeehouse
2007-07-26 to 2026-11-06 · 4,853 trading days · USD

7 holdings.
Together they swing like 1.5 separate bets.

VNQ: 10% of the money, 20% of the risk.
Volatility 13% · worst fall on record 39%.
Risk 11% → 8% over the last year, mostly because the holdings themselves got quieter.

Descriptive. No forecast, no advice. Every figure above is measured over the window named at the top.
folionomiq.com

What this does not say

Every figure is measured on past daily prices over the window below. It is not a forecast of returns or losses.
VOO before 2010-09-09 is measured on the daily moves of VFINX, an older fund on the same index (S&P 500), from 1990-01-02. VNQ before 2004-09-29 is measured on the daily moves of VGSIX, an older fund on the same index (MSCI US IMI Real Estate 25/50), from 1996-05-13. VTV before 2004-01-30 is measured on the daily moves of VIVAX, an older fund on the same index (CRSP US Large Cap Value), from 1992-10-30. VB before 2004-01-30 is measured on the daily moves of NAESX, an older fund on the same index (CRSP US Small Cap), from 1990-01-02. BND before 2007-04-10 is measured on the daily moves of VBMFX, an older fund on the same index (Bloomberg US Aggregate Float Adjusted), from 1990-01-02. Those years describe the older funds, not the younger ones' own records. Older crises may still lie outside the window.
These are model allocations as they are commonly described, not recommendations; the weights measured are the ones printed above.

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Measured 2007-07-26 to 2026-11-06 over 4,852 trading days, in USD, from Yahoo Finance prices. Descriptive: this page reports what these holdings have done and how their risk is built. It does not forecast returns or losses and it is not advice. How every figure is measured. Terms and privacy: /terms. If a figure looks wrong: [email protected].